This sudden desire to charge customers is not unwarranted, though. On Oct. 1, The Federal Reserve implemented a rule, which limits fees that card networks charge merchants to 21 cents per transaction -- about half the average that retailers have paid in the past. In response to this new rule, banks are trying to make up some of the $8 billion they stand to lose. To banks, this is a solution to their loss - for customers like us, this is a new problem.
